@article{sywh2112457472159481857,
  title = {金融科技发展对商业银行风险管理能力提升的影响研究},
  author = {周天娇},
  journal = {商业文化},
  year = {2026},
  number = {4},
  pages = {108--111},
  issn = {1006-4117},
  url = {https://journal.zazhitong.com/sywh/articles/2112457472159481857},
}