@article{sywh2112457468682403841,
  title = {农村商业银行支付数据治理的困境与解决路径探析},
  author = {陈畅},
  journal = {商业文化},
  year = {2026},
  number = {12},
  pages = {105--107},
  issn = {1006-4117},
  url = {https://journal.zazhitong.com/sywh/articles/2112457468682403841},
}