@article{sywh2112457467331837954, title = {城市商业银行预期信用损失法计提实践与优化}, author = {高文澜}, journal = {商业文化}, year = {2026}, number = {10}, pages = {109--111}, issn = {1006-4117}, url = {https://journal.zazhitong.com/sywh/articles/2112457467331837954}, }